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GUIDES & INSIGHTS

Is CHC means tested

No. NHS Continuing Healthcare in England is not means tested. Eligibility depends on a primary health need, not savings, income or property. If eligible, the NHS funds the agreed care package; in a care home that includes accommodation. At home, ordinary living costs remain separate.

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Understanding care funding

No. NHS Continuing Healthcare in England is not means tested. Eligibility depends on a primary health need, not savings, income or property. If eligible, the NHS funds the agreed care package; in a care home that includes accommodation. At home, ordinary living costs remain separate.

If you are asked for financial information

Ask which assessment the information is for. Council social care may involve a financial assessment, even while CHC is being considered, and the care plan can include different funding streams. Wealth must not determine CHC eligibility. Ask the ICB for written reasons and the correct review route if finances are given as a reason for refusal. NHS information: https://www.nhs.uk/social-care-and-support/money-work-and-benefits/nhs-continuing-healthcare/

Primary sources and official guidance

National framework for NHS Continuing Healthcare (England)

Official NHS Continuing Healthcare Decision Support Tool

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