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Speak to a Care Funding Specialist
Understanding care funding early can prevent costly mistakes and unnecessary financial pressure.
Our Care Funding Consultation & Action Plan provides independent advice so families understand their legal position before committing to long-term care costs.
Contact us to arrange your consultation and receive clear guidance on the next steps.
Fixed Fee Consultation
Care Funding Consultation & Action Plan – £395
This service includes:
✔ Consultation with a specialist in care funding law
✔ Review of current care arrangements and funding position
✔ Explanation of the Care Act 2014 framework
✔ Discussion of financial assessment rules and capital thresholds
✔ Written Care Funding Action Plan summarising recommended next steps
When Families Request Care Funding Advice
Families commonly seek advice when:
• A relative is about to enter a care home
• The local authority suggests private funding
• Care fees are increasing and funding responsibilities are unclear
• A financial assessment has been requested
• There are concerns about care home contracts or fee levels
• Families want to understand their rights before making decisions
Early advice can prevent families committing to care arrangements that may later prove financially unnecessary.
What Happens During the Consultation
The consultation is a structured discussion designed to give families clear answers quickly.
During the consultation we will:
• review the person’s care needs and current arrangements
• explain how the Care Act 2014 applies to the situation
• clarify the local authority’s legal duties
• identify any risks or concerns regarding funding decisions
• explain the financial assessment process
• discuss realistic options and next steps
The discussion is tailored to your circumstances and focused on practical outcomes.
Your Care Funding Action Plan
Following the consultation, we provide a written Care Funding Action Plan summarising the key issues identified and the most appropriate next steps.
Your action plan may include:
✔ analysis of the person’s care needs and funding position
✔ explanation of relevant Care Act duties and guidance
✔ review of potential local authority funding eligibility
✔ advice on responding to financial assessments or council decisions
✔ recommendations for further assessments where appropriate
The aim is to provide clear direction, allowing families to understand how care should be funded before committing to long-term costs.
Understanding Care Funding Under the Care Act 2014
Most adult social care in England is governed by the Care Act 2014. Local authorities are responsible for:
• carrying out care needs assessments
• determining eligibility for support
• conducting financial assessments (means tests)
• arranging or funding care where eligibility criteria are met
As part of the financial assessment, a person’s capital and savings are considered. In England, the current upper capital threshold is £23,250.
Where assets exceed this amount, individuals will usually be expected to self-fund their care. Where savings fall below this level, the local authority may become responsible for contributing towards care costs, depending on the outcome of the care needs assessment.
However, funding decisions must still follow the correct legal process. Families are sometimes advised to arrange private care before the appropriate assessments have taken place.
Our consultation helps you understand whether the correct Care Act process has been followed and what steps should happen next.
Related Issues We Can Advise On
Care funding decisions can involve a range of related legal issues. Families often seek advice about:
• deprivation of assets investigations
• disputes about financial assessments
• local authority funding decisions
• responsibilities for arranging care
• care home contracts and fee disputes
These issues can have significant financial implications, so obtaining advice early can be important.
Why Choose Nellie Supports for Your Care Funding Appeal?
We're not just another CHC Appeals provider. We’re with you every step of the way. As the UK’s largest private social work practice, we bring over 50 years of combined expertise, grounded in compassionate, person-centred care coupled with legal expertise
Our team has extensive hands-on experience supporting professional deputies, attorneys and families managing financial and welfare decisions for vulnerable individuals. This means real-world knowledge of managing finances, navigating care systems, and making complex decisions on behalf of others—not just theoretical guidance.
Our work is delivered by experienced professionals operating within regulated social work and professional practice frameworks. This means families receive guidance grounded in recognised professional standards and a strong commitment to ethical practice and client protection.
Care funding and attorney responsibilities can be complicated without clear explanations. We explain everything in straightforward language so you understand your options, your responsibilities, and your next steps.
If you're acting as an attorney or deputy, you can pay for legal and financial advice using your loved one's funds—as long as it's in their best interests. Our solicitor can confirm this applies to your situation and ensure you're acting within your legal authority.
We don't work for Local Authorities, care homes, or the NHS. We work for you. Our advice is completely independent, focused on protecting your loved one's rights and interests, and delivered with the compassion and respect every family deserves.
Care Funding Advice & Consultation (Care Act 2014)
Care Funding Consultation & Action Plan – Know Your Rights Before Paying for Care
If a relative may need care, one of the first questions families face is who should pay for it.
Local authorities have statutory duties under the Care Act 2014, but many families are unsure how the care funding system works or whether the correct assessment and funding process has been followed.
Our Care Funding Consultation & Action Plan provides independent advice to help you understand:
• whether the council should be involved in funding care
• how the care needs assessment process works
• how financial assessments and capital thresholds apply
• what options exist if decisions appear incorrect
The consultation is designed to give families clarity before committing to long-term care costs.
Following the consultation, you will receive a written Care Funding Action Plan outlining the most appropriate next steps.