Speak to a Care Funding Specialist
Understanding care funding early can prevent costly mistakes and unnecessary financial pressure.
Our Care Funding Consultation & Action Plan provides independent advice so families understand their legal position before committing to long-term care costs.
Contact us to arrange your consultation and receive clear guidance on the next steps.
Fixed Fee Consultation
Care Funding Consultation & Action Plan – £395
This service includes:
✔ Consultation with a specialist in care funding law
✔ Review of current care arrangements and funding position
✔ Explanation of the Care Act 2014 framework
✔ Discussion of financial assessment rules and capital thresholds
✔ Written Care Funding Action Plan summarising recommended next steps
When Families Request Care Funding Advice
Families commonly seek advice when:
• A relative is about to enter a care home
• The local authority suggests private funding
• Care fees are increasing and funding responsibilities are unclear
• A financial assessment has been requested
• There are concerns about care home contracts or fee levels
• Families want to understand their rights before making decisions
Early advice can prevent families committing to care arrangements that may later prove financially unnecessary.
What Happens During the Consultation
The consultation is a structured discussion designed to give families clear answers quickly.
During the consultation we will:
• review the person’s care needs and current arrangements
• explain how the Care Act 2014 applies to the situation
• clarify the local authority’s legal duties
• identify any risks or concerns regarding funding decisions
• explain the financial assessment process
• discuss realistic options and next steps
The discussion is tailored to your circumstances and focused on practical outcomes.
Your Care Funding Action Plan
Following the consultation, we provide a written Care Funding Action Plan summarising the key issues identified and the most appropriate next steps.
Your action plan may include:
✔ analysis of the person’s care needs and funding position
✔ explanation of relevant Care Act duties and guidance
✔ review of potential local authority funding eligibility
✔ advice on responding to financial assessments or council decisions
✔ recommendations for further assessments where appropriate
The aim is to provide clear direction, allowing families to understand how care should be funded before committing to long-term costs.
Understanding Care Funding Under the Care Act 2014
Most adult social care in England is governed by the Care Act 2014. Local authorities are responsible for:
• carrying out care needs assessments
• determining eligibility for support
• conducting financial assessments (means tests)
• arranging or funding care where eligibility criteria are met
As part of the financial assessment, a person’s capital and savings are considered. In England, the current upper capital threshold is £23,250.
Where assets exceed this amount, individuals will usually be expected to self-fund their care. Where savings fall below this level, the local authority may become responsible for contributing towards care costs, depending on the outcome of the care needs assessment.
However, funding decisions must still follow the correct legal process. Families are sometimes advised to arrange private care before the appropriate assessments have taken place.
Our consultation helps you understand whether the correct Care Act process has been followed and what steps should happen next.
Related Issues We Can Advise On
Care funding decisions can involve a range of related legal issues. Families often seek advice about:
• deprivation of assets investigations
• disputes about financial assessments
• local authority funding decisions
• responsibilities for arranging care
• care home contracts and fee disputes
These issues can have significant financial implications, so obtaining advice early can be important.
Why Choose Nellie Supports for Your Care Funding Appeal?
We're not just another CHC Appeals provider. We’re with you every step of the way. As the UK’s largest private social work practice, we bring over 50 years of combined expertise, grounded in compassionate, person-centred care coupled with legal expertise
Our in-house solicitor has over 10 years' hands-on experience acting as a professional deputy and attorney for vulnerable individuals. This means real-world knowledge of managing finances, navigating care systems, and making complex decisions on behalf of others—not just theoretical legal advice.
Ruth is a fully qualified and regulated solicitor registered with the Solicitors Regulation Authority (SRA). This means you're receiving advice from a legal professional held to the highest standards of conduct, competence, and client protection.
Care funding and attorney law is complicated enough without confusing jargon. We explain everything in clear, straightforward language so you understand your options, your responsibilities, and your next steps—no legal dictionary required.
All our costs are provided upfront with no hidden fees. You'll know exactly what you're paying for before you commit, and we'll never surprise you with unexpected charges. If ongoing work is needed, we'll provide a clear quote before proceeding.
If you're acting as an attorney or deputy, you can pay for legal and financial advice using your loved one's funds—as long as it's in their best interests. Our solicitor can confirm this applies to your situation and ensure you're acting within your legal authority.
We don't work for Local Authorities, care homes, or the NHS. We work for you. Our advice is completely independent, focused on protecting your loved one's rights and interests, and delivered with the compassion and respect every family deserves.
Expert Insights into Care Funding
Care Funding
Explore our articles on care funding, CHC appeals, attorney duties, and Local Authority disputes—covering common challenges, practical guidance, and expert insights for families, solicitors, and deputies navigating complex care and financial decisions.
Frequently Asked Questions
Yes, in most cases. If you're acting as an attorney or deputy, it's permissible to pay for legal and financial advice using your loved one's funds, as you're acting in their best interests. Our solicitor can confirm this applies to your situation during your consultation.
An attorney is appointed under a Lasting Power of Attorney (LPA) by someone while they still have capacity. A deputy is appointed by the Court of Protection when someone lacks capacity and hasn't set up an LPA. Both roles involve managing finances and/or care decisions, but deputies have additional reporting obligations to the court.
It varies depending on your circumstances, but we've seen clients save thousands of pounds per year by identifying errors in disability-related expenditure, housing costs, or pension calculations. Over the long term, these savings can be substantial.
Continuing Healthcare (CHC) is fully funded NHS care for people with complex health needs—it's free at the point of use. Local Authority funding is means-tested social care, where you may have to contribute based on your income and assets. Many people are wrongly denied CHC and forced to pay for care they should receive for free.
It's helpful but not essential. For care cost reviews or contract advice, having relevant documents (care assessments, contracts, financial statements) will allow us to provide more detailed guidance. We'll let you know what to bring when you book.
Yes. Our Advocacy & Hourly Rate Advice service allows us to represent you in disputes with Local Authorities or NHS bodies. We can liaise on your behalf, draft complaints and appeals, and negotiate for the best outcome. For court representation, we can refer you to specialist barristers if needed.
Our Advocacy & Hourly Rate Advice service is flexible and can be tailored to your needs. Whether you need one-off support or ongoing representation through a CHC appeal or Local Authority dispute, we'll provide a transparent quote and work with you every step of the way.
It varies. Local Resolution can take a few weeks to a few months. If it progresses to an Independent Review Panel (IRP), it can take 6–12 months or longer. We'll guide you through each stage and keep you informed throughout the process.
If the assessment finds that someone lacks capacity for a specific decision, the report will clearly explain why and where appropriate recommend safeguards. This might include appointing a deputy through the Court of Protection, creating a best interests decision-making framework, or involving healthcare professionals in medical decisions. The report provides evidence to support whatever action is needed.
All care funding support across all three routes: self-funding advice, NHS Continuing Healthcare (CHC) applications and appeals, Local Authority disputes and advocacy, care cost reviews, retrospective CHC claims, and transitions between funding routes. It does NOT include capacity assessments, social care services, or care planning—those are available as separate add-ons
No. Most clients pay far less. The £8,500 cap is a safety net for complex cases that go to tribunal, ombudsman, or involve multiple route transitions. If your case resolves quickly—say with a one-hour consultation (£250) or successful CHC application (£1,500)—that's all you'll pay.
Then you'll pay £250 plus VAT. There's no minimum commitment. The guarantee simply protects you from spiralling costs if your case becomes drawn-out or complex.
Yes. Whether you start self-funding and transition to CHC, or your CHC funding is removed and you move to Local Authority funding, the £8,500 cap covers your entire journey—regardless of how many route changes happen.
Care Funding Advice & Consultation (Care Act 2014)
Care Funding Consultation & Action Plan – Know Your Rights Before Paying for Care
If a relative may need care, one of the first questions families face is who should pay for it.
Local authorities have legal duties under the Care Act 2014, but many families are unsure how the system works or whether the correct process has been followed.
Our Care Funding Consultation & Action Plan provides independent advice to help you understand:
• whether the council should be involved in funding care
• how the care needs assessment process works
• how financial assessments and capital thresholds apply
• what options exist if decisions appear incorrect
The consultation is designed to give families clarity before committing to long-term care costs.
Following the consultation, you will receive a written Care Funding Action Plan outlining the most appropriate next steps.